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India's #1 Best
Instant Loan App

With Instant Disbursement | RBI Approved NBFC

Download App Lenditt Your Financial Buddy Now!

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Join over a million happy users!

RBI Approved

RBI Approved NBFC, You are in a safe hands.

Collateral Free Loan

No Collateral Required.

No Foreclosure Charges

No Pre-Payment
Charges

Lowest Interest rates

0.1% to 0.172% per day interest rate lowest in the market

Flexible Tenure

Get up to 90 Days Tenure

Safe & Secure

100% Safe & Secure App

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Why Lenditt?

Lenditt give you a facility at your fingertips to get up to 50,000 INR. Easy and Safe app.
 

Lenditt is a digital lending platform that offers instant, short-term loans to eligible customers. It was founded with the aim to provide instant hassle free loans to individuals to help them meet their personal needs. They specialize in utilizing advanced data sciences to give credit to their customers. They offers short-term loans to their customers on a very easy to use mobile application. Their application is powered by an algorithm called The Social Loan Quotient (SLQ) that makes a credit profile of their customers that is very different from other lenders. Lenditt provides loans in minutes to young professionals without much paperwork. These loans are very quick and can help the individual pay for a sudden expense like medical emergencies, weddings, travel, vacation, household repairs, etc.

Lenditt - Your Loan Buddy is partnered with RBI-registered NBFC to help and support the "Financial Needs" of Salaried and Self-Employed Professionals by providing Personal Loans through a digital process. Lenditt also offers a digital platform to buy Gold and Silver in association with Augmont Goldtech Private Limited.


You can avail of personal loans starting from Rs.10,000 to Rs.50,000 and get the money disbursed to your bank account instantly.

Features of Lenditt – Your Financial Buddy:

- Minimum Processing Charges: From Rs.325
- Repayment Period: 90 Days to 120 Days
- Maximum Annual Percentage Rate (APR): Varies from Min 36.5% to 62.98% based on the risk profile of the customer
- 100% Paperless loan application
- No foreclosure charges
- No guarantors or collaterals
- Multiple loan repayment payment methods
- Sanction Letter in 30 minutes
- No Subscription or upfront Fees
- Quick TAT

​Interest and Additional Fees:

  • Daily interest rates range from 0.10% to 0.172%, determined by the risk profile.

  • Processing fees of 6.5%.

  • Documentation charges of 1%.

  • ₹200 for online convenience fees.

  • ₹200 as a risk assessment fees.

  • Please note that GST charges will be added to the process fees, document charges, online convenience and risk assessment fees

Sample Calculation: -

 

  • Loan amount: ₹30,000 with a 36.5% annual interest rate.

  • Per day interest rate is 0.1%

  • Loan Duration: 64 Days

  • Total interest on the personal loan: ₹1,441

  • Processing fees (6.5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience + Risk assessment = ₹2,650

  • Total Deductions (Processing fees + Documentation charges + Online convenience + Risk assessment + GST): ₹2,650

  • Net Disbursed Amount: Loan Amount - Total Deductions = ₹27,350

  • Total Repayable Amount (Loan Amount + Interest): ₹31,441

Personal Loan Application Steps:

  • Install Lenditt – Your financial Buddy Loan Application

  • Signup by filling in basic and professional details in the application to know your eligibility

  • Upload KYC Documents for Quick Approval

  • Once the loan application is approved, get the loan amount disbursed directly to your bank account.


Documents required for Personal Loan Application:

  • Selfie

  • Pan Card

  • Election Card or Driving License

  • Aadhar Card

  • Salary Slip or Professional Work Email

  • Salary Account Bank Statement

  • Additional Address Proof (address if not updated in Aadhar Card)

*This is an indicative calculation, interest and other charges vary based on the profile

Your data is safe & secured with us. All the transactions are secured via 128-bit SSL encryption. Data is transferred over secured connections.

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