top of page
New-Chinamy-logo_Original.png

More than Loans.
A Financial Partner.

With decades of industry experience, Chinmay Finlease Limited has been helping individuals access financial flexibility tailored to their evolving needs. From everyday financial requirements to larger-than-life goals, our focus remains on supporting applicants with solutions that feel reliable and easy to access, while striving to build a future where financial independence is within everyone’s reach. 

Our Mission

At Chinmay Finlease, we believe that today’s individuals have only 2 key expectations from their financial partner: Instant Access to Credit & a Responsible Lender. Therefore, we aim to simplify lending by shifting from traditional, heavily paper-based processes to fully digital, AI-driven systems.

Our Vision 

We envision a future where financial support is no longer complicated or out of reach. We aspire to build a financial ecosystem where Chinmay Finlease is synonymous with India's fastest loan provider, making financial freedom more achievable to every Indian.

The Visionaries Behind Chinmay Finlease

ORIGINALFRAME6.jpg

Mr. Yogeshkumar Chinubhai Majithiya

Managing Director

​Qualification: MBA-Finance Experience: 20+ years of expertise in Financial Analysis, Strategic Management and Business Development Mr Yogesh Majithiya, serving as Managing Director of the company, is a highly accomplished professional with a distinguished background in management. His visionary leadership has been a driving force behind our company's success. His expertise in shaping business strategies, driving growth initiatives, and overseeing overall company management has propelled the company towards sustained success and expansion. Mr Yogesh Majithiya's journey from a management graduate to a distinguished business leader highlights his dynamic blend of financial acumen and strategic vision. As the Promoter and Managing Director of Chinmay Impex Pvt Ltd, he has played a pivotal role in driving the company's success and establishing its position as a leader in the import and trading industry. With a relentless focus on excellence and a proactive approach to business management, Mr Yogesh Majithiya continues to inspire and lead his team towards greater achievements in the competitive business landscape.

ORIGINALFRAME3.jpg

Mr. Namra Parikh

Whole-Time Director & Chief Technology Officer (CTO)

Qualification: Diploma in Information Technology Experience: 20+ years of expertise in AI/ML-based Risk Modelling, Intelligent Automation, and Fintech Platform Development Mr Namra Parikh brings over two decades of experience in information technology, with deep specialization in AI/ML-driven fintech systems. He has been the driving force behind establishing Chinmay Finlease as a technology-led NBFC, in which digital intelligence, automation, and data-driven decision-making form the foundation of its core operations. As a Functional Director, Mr Namra Parikh plays a pivotal role across both strategic planning and execution. He has architected and implemented the company’s complete end-to-end IT ecosystem, encompassing lead generation, customer onboarding, credit underwriting, loan management, collections, and analytics. His leadership ensures strong alignment between business goals, regulatory requirements, and scalable technology infrastructure, positioning technology as a catalyst for sustainable growth. He has been instrumental in advancing product innovation, particularly in bank statement analysis, customer profiling, and AI-based risk assessment. His systems leverage machine learning models, alternative data, and intelligent workflows to improve credit decision accuracy, enhance fraud detection, streamline operations, and elevate customer experience throughout the lending lifecycle. Under his guidance, Chinmay Finlease Limited has built a secure, resilient, and future-ready technology platform that supports high-volume lending operations with robust risk controls. His strategic vision, combined with hands-on technical leadership, continues to strengthen stakeholder confidence and position the company as an innovation-driven NBFC with long-term scalability.

ORIGINALFRAME7.jpg

Mr. Tejas Pradipbhai Shah 

Whole-Time Director & Chief Risk Officer (CRO)

Qualification: An engineer by training, with postgraduate credentials in Software Engineering & Technology and an Executive MBA Experience: A seasoned risk and credit leader with 20+ years of experience. Mr Tejas Shah has been at the forefront of designing end-to-end scorecard engines, AI/ML-driven underwriting algorithms, and Business Rule Engine (BRE) decision frameworks for scalable lending platforms. His expertise spans the development and deployment of multiple risk models that integrate bureau data, behavioural signals, income analytics, and repayment patterns, enabling precise customer segmentation and resilient portfolio performance. Mr Tejas Shah brings deep institutional exposure through his work with TransUnion, KPMG, and American Express, combining global best practices with ground-level execution in high-growth fintech and NBFC environments. Beyond analytics, he is deeply operations-oriented, with a strong passion for process efficiency, governance, and customer excellence, ensuring that risk frameworks translate seamlessly into superior customer outcomes.

ORIGINALFRAME3 (2).jpg

Mr. Abhinav Anandkumar Malaviya

Independent Director

Qualification: Qualified Chartered Accountant and Company Secretary with academic credentials in Commerce and Law from Gujarat University. Also holds a Diploma in Information Systems Audit from the Institute of Chartered Accountants of India. Experience: Chartered Accountant by profession with 10+ years of extensive experience in banking, financial institutions, and regulatory frameworks. CA Abhinav Malaviya, serving as an Independent Director, is a seasoned professional with extensive experience in banking, financial institutions, and regulatory frameworks. Additionally, He is a qualified Company Secretary and Law Graduate. He holds a Diploma in Information System Audit and certifications such as Forensic Accounting and Fraud Detection, as well as Ind AS issued by ICAI. His expertise spans various acts and regulations, including the Goods & Services Tax Act, Reserve Bank of India Act, Banking Regulation Act, Income-tax Act, and Companies Act. With a strong foundation in audit planning, preparation, and analysis.

ORIGINALFRAME1.jpg

Mr. Rajnikant Bhagirathbhai Trivedi

Independent Director

Qualification: Bachelor’s degree holder from Gujarat University, Inter CA qualified from the Institute of Chartered Accountants of India, and certified in “Introductory Microeconomics” by Massachusetts Institute of Technology (MIT), USA. Experience: Serving as the CEO of a CA firm, an independent consultant, and a visiting faculty member at CEPT University, bringing in over 15 years of expertise across accountancy, audits, taxation, IFRS convergence, risk management, forensic accounting, fraud detection, internal controls, and financial management. Mr Rajnikant Bhagirathbhai Trivedi, serving as an Independent Director, has been working as the Chief Executive Officer of M/s. Vibhakar J. Trivedi & Co., Chartered Accountants, since July 2003. Through his leadership as CEO, he has lead the firm to complete several prestigious assignments including assisting the Hon’ble High Court of Gujarat, The Comptroller and Auditor General (C & AG) of India, Reserve Bank of India (RBI), National Institute of Financial Management, Public Sector Banks, Public Sector Undertakings (PSUs), Insurance Companies, High Net Worth Individuals, Partnership Firms, Corporate Entities, Non-Governmental Organisations (NGOs) and Charitable Trusts. His expertise in Enterprise-Wide Risk Management has served the purpose of various Large Corporate Clients in terms of compliance, Value Addition, and cost reduction. As a Visiting Faculty at CEPT University, Ahmedabad and at ICFAI Business School (Ahmedabad Campus), he has been teaching Finance and Allied Subjects since July 2013. He has served as a Co-Author on Published Research Papers and a Co-Guide to aspiring PhD Students on various thesis projects in the fields of Urban Finance, Construction Finance, and Financial Markets.

IMG_7335.JPG

Mr. Harshit Rajesh Shah

Non-Executive Director

Qualification: B.E. Mechatronics Engineer Experience: Successfully operating and managing multiple business verticals over the past 28 years, encompassing sectors such as engineering, printing, and other diversified industries. Mr Harshit Rajesh Shah is an experienced industry leader and entrepreneur with over 19 years of leadership experience across manufacturing, automation, and fintech sectors. He holds a Bachelor’s degree in Mechatronics Engineering and is currently serving in senior director-level roles, overseeing key areas such as business growth, automation, and new product development. He is the Director & Co-Founder of Lenditt Innovations and Technologies Private Limited. He has also been associated with Maharshi Labels Private Limited and HDK Impex Private Limited, where he has contributed significantly to business expansion, operational excellence, and strategic growth. He also serves as President of the Indian Pharma Machine Manufacturers Association (IPMMA), actively contributing to industry development.

1737740985982.png

Mr. Mihir Surendra Ranpara

Non-Executive Director

Qualification: Bachelor of Engineering (Information Technology) Experience: Distinguished entrepreneur and technocrat with a two-decade-long career defined by a unique blend of creative leadership, event management, marketing solutions, and financial process management Mr Mihir Ranpara brings over 20 years of rich professional experience as an entrepreneur and technocrat, with a strong foundation in technology, operations, and strategic management. His career is defined by a process-driven approach and a unique ability to manage organisations at both the strategic (macro) and execution (micro) levels. This balanced leadership style has enabled him to build stable, scalable, and high-performance business operations across multiple sectors. Over the years, he has played a key role in financial process management, organizational structuring, and regulatory coordination, working closely with various government bodies and regulatory authorities. His experience includes managing large-scale initiatives in collaboration with multiple state governments, ensuring compliance, transparency, and timely execution. This exposure has strengthened his understanding of governance, risk management, and operational discipline—critical elements in the financial services industry. With the evolution of digital finance and fintech, Mr Mihir Ranpara successfully transitioned into the fintech and lending ecosystem, where he has been instrumental in scaling businesses from early-stage concepts to high-volume transaction platforms. His expertise spans business strategy, team leadership, technology integration, and market expansion. As Director at Chinmay Finlease Limited, he continues to provide strategic direction with a focus on sustainable growth, regulatory alignment, operational efficiency, and long-term value creation.

The Visionaries Behind Chinmay Finlease

Yogeshkumar Majithiya

Mr. Yogeshkumar Majithiya

Namra Parikh

Mr. Namra Parikh                     

Tejas Shah

Mr. Tejas Shah     

Abhinav Malaviya

Mr. Abhinav Malaviya

Rajnikant Trivedi

Mr. Rajnikant Trivedi

Harshit Shah

Mr. Harshit Shah        

Mihir Ranpara

Mr. Mihir Ranpara  

Recognized for Excellence

Proud Moment for Chinmay Finlease Limited

Bharat Fintech Summit (2026)

Winner 
GRC Excellence Award

Presented for setting benchmarks in security, transparency, and resilience for its customers in the fintech industry. Reflecting our dedication to keeping our word to our customers and staying true to our work.

Bharat Fintech Summit (2026)

2nd Runner Up
Best Use of Technology in Risk Management

This award recognises organisations’ best use of technology to manage risk in the finance industry. We believe that the mere existence of technology is meaningless unless it makes our lives easier. Nevertheless, we aimed to make the best use of it.

bottom of page