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It's often an ordinary day that comes into your life when you're tested. Like a sudden health issue, an unwanted health problem can force you to go to the hospital, thereby causing significant medical debt. For a salaried professional in India, managing such emergencies can be overwhelming at times. However, in situations like these, you don't have to worry only about not having enough money; it's about managing your time with dignity and seeking support without borrowing fro

During the last holiday season, Rakesh was at an electronics store looking at a refrigerator that his family urgently needed. Although he liked the product, the price made him pause and wonder about how long it would take to repay the loan. The salesperson offered multiple EMI options with different repayment periods, leaving him unsure which would suit his monthly budget without adding extra pressure to his ongoing expenses. Like all other borrowers, Rakesh realised that cho

Money is a factor that is highly involved in our day-to-day life. To fulfil our family’s needs, dreams, and desires, we often feel financially stretched. That’s when lending and borrowing come into the picture. The process of the lending and borrowing system dates back to the times when humans started living in society and incorporated money into their daily interactions. Borrowing money allows a person to receive funds in advance when needed and repay them over a set period.