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Frequently Asked Questions

  • To apply for a loan from Chinmay, you need to have the following 5 documents: 

    • Instant Photograph 

    • PAN Card 

    • Aadhaar Card 

    • Last 3 months' salary slips or bank statements

  • Processing fees start at 6.5% of the loan amount, based on your risk profile. There are no hidden charges.

  • Chinmay is India's best small instant loan app. Here’s why:

    • RBI-approved NBFC

    • 100% Security & Privacy

    • 100% Paperless process

    • Collateral-Free Loan

    • No Pre-Payment or Foreclosure charges

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