Frequently Asked Questions
Yes, you can prepay or foreclose your personal loan before the end of the tenure; in fact, we encourage you to do so. Get the burden of repayment off your head as soon as you can.
Since the entire loan process is 100% digital, you do not need to visit a branch to apply for a loan with Chinmay.
The loan amount offered to you will be deposited directly into your bank account, with no involvement of third parties, digital wallets, cash payments, or other payment methods.
We adhere to strict data protection and security guidelines prescribed by the RBI and applicable laws. The applicant's data is securely stored on our NBFC servers and is protected through robust security measures to prevent unauthorised access and safeguard your information throughout the loan application process.
After completing the repayment and closing the loan account, you will receive a No Objection Certificate (NOC), confirming that all dues have been settled. If there are any outstanding or unpaid dues, you can download the NOC from the app once all payments have been made.
You can reach Chinmay Finlease Limited through web chat, email at support@chinmayfinlease.com, or by calling 7984479612. Our customer support team is available from Monday to Saturday, excluding public holidays, between 9:00 AM and 7:00 PM (IST).