Consumer Durable Loan FAQs | Chinmay Finlease Limited

What documents do I need to apply for a consumer durable loan with Chinmay?

To apply for a loan from Chinmay, you need to have the following 5 documents:

Instant Photograph
PAN Card
Aadhaar Card
Last 3 months' salary slip or bank statement

Are there any processing fees or hidden costs when applying for a consumer durable loan?

Processing fees start at 6.5% of the loan amount, based on your risk profile. There are no hidden charges.

Can I purchase multiple products with a single consumer durable loan?

Yes. In fact, the primary purpose of the Consumer Durable Loan is to ease customers' financial burden. Buy the products you like or need, and split the cost into multiple EMIs for your convenience.

Frequently Asked Questions