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APR Disclosure & Associated Fees
Interest Rate: 28 to 36.5% p.a.
Annual Percentage Rate (APR) Range: 36% to 60%
Bounce Charges: ₹500 per instance
Fee Structure
Processing Fee
5%
Documentation Charges
1%
Online Convenience Fee
₹200
Note: GST and other applicable charges may be levied in addition to the above fee structure.
Illustrative Loan Calculation
Example based on a ₹30,000 loan disbursement.
Loan Amount
₹30,000
Interest Rate
28% p.a.
Loan Duration
180 Days
Total interest on the personal loan
₹4,104
Processing Fee (5%) + Documentation Charges (1%) + Online Convenience Fee (₹200)*
₹2,000
18% GST
₹360
Total Deductions
₹2,360
*Processing charges, Documentation charges, and Online Convenience fee are deducted upfront at the time of loan disbursal.
Disclaimer: This is indicative information. Final terms are subject to your credit profile and risk assessment.
Net Disbursed Amount
Loan Amount - Total Deductions
₹27,640
Total Repayable Amount
Loan Amount + Interest
₹34,104
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